Brake:The Gender Directive has today finally come into play, much to the delight of young, male motorists across the country. The European Gender Neutral legislation means that insurers can no longer consider a person's gender when calculating premiums, including motor insurance. This has the side effect of raising insurance premiums for young, female drivers who were previously considered to be safer whilst being involved in fewer accidents. According to road safety charity
Young male drivers have much higher crash rates than young female drivers due to higher risk taking. In the UK, young male drivers aged 17-20 are seven times more at risk than all male drivers - but between the hours of 2am and 5am their risk is 17 times higher.As a result, new male motorists sporting their green licenses have been traditionally penalised. But according to the Co-operative Young Drivers initiative, they're likely to save money on their next insurance quote. Unfortunately for 18-25 year-old, female drivers, premiums are likely to rise to even out the previous gender imbalance, and according to many insurers, one of the best solutions is to opt for telematics insurance. We've previously written about Telematics and with a range of smartphone apps being released without the need for a blackbox install, the verdict's still out on whether they will prove to be effective on encouraging safer driving.
Recommended News Get A Load Of BMW's Bombastic 'The Escape' Short Film News Take A Sneaky Look Under The Skin Of The Mazda MX-5 RF's Fancy Folding Roof News A Simple Horn Blast Probably Saved This Woman's Life News An 800bhp Lamborghini Huracan With A Roof Box Could Only Belong To Jon Olsson News Mercedes Dealers Will Sell You A 735bhp Modified AMG GT With A Warranty News Seat Just Accidentally Revealed The Ateca Cupra News The 400bhp Ford Focus RS500 Probably Won't Happen, And It's All America's Fault News The Camaro ZL1 Is Damn Near As Fast As An M4 GTS Around The 'Ring News No Humans Were Harmed In The Making Of This Mustang Car Meet Crash News Impatient Jerk In A BMW Ends Up In One Of The Dumbest Crashes We've Seen This Year